{"data":{"id":"us-ak/as-21.53.040","jurisdiction":"us-ak","citation":"AS 21.53.040","heading":"Prior hospital or institutional care conditions prohibited.","body":"(a) A long-term care insurance policy may not be delivered or issued for delivery in this state if the policy conditions eligibility\n(1) on a prior hospitalization requirement;\n(2) on the receipt of a higher level of institutional care, when care is provided in an institutional setting;\n(3) for noninstitutional benefits on a prior institutional stay of more than 30 days for which benefits are paid;\n(4) on admission to an institutional care facility for the same or a related condition within a period of less than 30 days after discharge from the institution, if the policy provides benefits only following institutionalization; or\n(5) for a benefit, other than a waiver of premium, postconfinement, postacute care, or recuperative benefit, on a prior institutionalization.\n(b) A long-term care insurance policy containing a postconfinement, postacute care, or recuperative benefit must clearly label the limitations or conditions, including any required number of days of confinement, “Limitations or Conditions on Eligibility for Benefits” in a separate paragraph of the policy.","path":["Title 21. Insurance.","Chapter 53. Long-term Care Insurance."],"source_url":"https://www.akleg.gov/basis/statutes.asp#21.53.040","current_through":"Alaska Statutes 2025 (34th Legislature, 2025-2026)","vintage":"","retrieved_at":"2026-09-02T06:17:40Z","sha256":"780ff2d02b3fa9d50ba72be8b2d3c65c26b9a92a062840a4d08d22914f50e33e","source_id":"us-ak","stale":false,"prev":"us-ak/as-21.53.030","next":"us-ak/as-21.53.050"},"notice":"GroundRules: Original legal text. Not legal advice."}