{"data":{"id":"us-al/ala.-code-27-12-24","jurisdiction":"us-al","citation":"Ala. Code § 27-12-24","heading":"Refusal of Insurer to Pay or Settle Claims.","body":"No insurer shall, without just cause, refuse to pay or settle claims arising under coverages provided by its policies in this state and with such frequency as to indicate a general business practice in this state, which general business practice is evidenced by:\n(1) A substantial increase in the number of complaints against the insurer received by the Insurance Department;\n(2) A substantial increase in the number of lawsuits against the insurer or its insureds by claimants; and\n(3) Other relevant evidence.","path":["Title 27 Insurance.","Chapter 12 Trade Practices Law."],"source_url":"https://alison.legislature.state.al.us/code-of-alabama?section=27-12-24","current_through":"Act 2026-611","vintage":"","retrieved_at":"2026-09-03T14:01:51Z","sha256":"4c38201907027e259eb63f28e0b88ff5a3c05e3f85bcd1337eca2546d62a4eb8","source_id":"us-al","stale":false,"prev":"us-al/ala.-code-27-12-23","next":"us-al/ala.-code-27-12-25"},"notice":"GroundRules: Original legal text. Not legal advice."}