{"data":{"id":"us-al/ala.-code-27-16-11","jurisdiction":"us-al","citation":"Ala. Code § 27-16-11","heading":"Policy Provisions - Waiver, Etc., of Policy Terms or Conditions.","body":"There shall be a provision that no agent shall have the power or authority to waive, change or alter any of the terms or conditions of any policy; except, that at the option of the insurer, the terms or conditions may be changed by an endorsement or rider signed by a duly authorized officer of the insurer.","path":["Title 27 Insurance.","Chapter 16 Industrial Life Insurance."],"source_url":"https://alison.legislature.state.al.us/code-of-alabama?section=27-16-11","current_through":"Act 2026-611","vintage":"","retrieved_at":"2026-09-03T14:01:51Z","sha256":"365ecbd700a11f1d644f3f9da6a3eba8d5cfcbd4479af67f5f2b370f4affacf4","source_id":"us-al","stale":false,"prev":"us-al/ala.-code-27-16-10","next":"us-al/ala.-code-27-16-12"},"notice":"GroundRules: Original legal text. Not legal advice."}