{"data":{"id":"us-al/ala.-code-27-22-41","jurisdiction":"us-al","citation":"Ala. Code § 27-22-41","heading":"Applicability; Definitions.","body":"(a) This article shall apply to all insurance companies authorized under a certificate of authority for property insurance and writing homeowners and other personal lines residential property insurance policies in the State of Alabama.\n(b) For purposes of this article, the term “personal lines residential property insurance” shall include condominium insurance, dwelling fire policies that provide dwelling or contents coverage, renters/tenants insurance, and mobile home or manufactured home insurance. Creditor placed property insurance and condominium association or homeowner association property insurance is excluded from this article.","path":["Title 27 Insurance.","Chapter 22 Property Insurance Contracts.","Article 3 Alabama Homeowners Bill of Rights Act."],"source_url":"https://alison.legislature.state.al.us/code-of-alabama?section=27-22-41","current_through":"Act 2026-611","vintage":"","retrieved_at":"2026-09-03T14:01:53Z","sha256":"ca9253d401d9d4dd0dd4a88e60e97899c2269c01b6c55952f981095cbd5fcde9","source_id":"us-al","stale":false,"prev":"us-al/ala.-code-27-22-40","next":"us-al/ala.-code-27-22-42"},"notice":"GroundRules: Original legal text. Not legal advice."}