{"data":{"id":"us-al/ala.-code-27-43-3","jurisdiction":"us-al","citation":"Ala. Code § 27-43-3","heading":"Definitions.","body":"As used in this chapter, the following terms shall have the following meanings, respectively, unless the context requires otherwise:\n(1) DEPARTMENT. The Department of Insurance;\n(2) COMMISSIONER. The Commissioner of Insurance of this state;\n(3) INSURER. Any person authorized to do a casualty insurance business or life, accident and sickness insurance business as an insurer in this state and organizations authorized to transact legal expense insurance under Section 27-43-8;\n(4) LEGAL EXPENSE INSURANCE. Such term means, irrespective of the definition of insurance in other chapters under this title, the assumption of a contractual obligation to pay for specific legal services or to reimburse for specific legal expenses, in consideration of a specified payment in advance for an interval of time, regardless of whether the payment is made by the beneficiaries individually or by a third person for them, but does not include the provision of or reimbursement for legal services incidental to other insurance coverages.","path":["Title 27 Insurance.","Chapter 43 Legal Expense Insurance."],"source_url":"https://alison.legislature.state.al.us/code-of-alabama?section=27-43-3","current_through":"Act 2026-611","vintage":"","retrieved_at":"2026-09-03T14:01:51Z","sha256":"0d84b8ac2cd9e7d6c8d9ef6116282cff837130bb12271f28307000b80a1298fc","source_id":"us-al","stale":false,"prev":"us-al/ala.-code-27-43-2","next":"us-al/ala.-code-27-43-4"},"notice":"GroundRules: Original legal text. Not legal advice."}