{"data":{"id":"us-al/ala.-code-5-18a-20","jurisdiction":"us-al","citation":"Ala. Code § 5-18A-20","heading":"Excessive Charges.","body":"Any person who willfully makes charges in excess of those permitted by Section 5-18A-12 or any person who willfully engages in the business of cashing deferred presentment checks in violation of Section 5-18A-3, or both, is guilty of a Class B misdemeanor for the first offense and a Class B felony for the second or subsequent offense.","path":["Title 5 Banks and Financial Institutions.","Chapter 18A Deferred Presentment Services Act."],"source_url":"https://alison.legislature.state.al.us/code-of-alabama?section=5-18A-20","current_through":"Act 2026-611","vintage":"","retrieved_at":"2026-09-03T14:01:52Z","sha256":"5a77c1540d08ebca8470fd464173b0f984504936ebd6af07f34620094fa7e953","source_id":"us-al","stale":false,"prev":"us-al/ala.-code-5-18a-19","next":"us-al/ala.-code-5-18a-21"},"notice":"GroundRules: Original legal text. Not legal advice."}