{"data":{"id":"us-al/ala.-code-7-9a-605","jurisdiction":"us-al","citation":"Ala. Code § 7-9A-605","heading":"Unknown Debtor or Secondary Obligor.","body":"(a) In general: No duty owed by secured party. Except as provided in subsection (b), a secured party does not owe a duty based on its status as secured party:\n(1) to a person that is a debtor or obligor, unless the secured party knows:\n(A) that the person is a debtor or obligor;\n(B) the identity of the person; and\n(C) how to communicate with the person; or\n(2) to a secured party or lienholder that has filed a financing statement against a person, unless the secured party knows:\n(A) that the person is a debtor; and\n(B) the identity of the person.\n(b) Exception: Secured party owes duty to debtor or obligor. A secured party owes a duty based on its status as a secured party to a person if, at the time the secured party obtains control of collateral that is a controllable account, controllable electronic record, or controllable payment intangible or at the time the security interest attaches to the collateral, whichever is later:\n(1) the person is a debtor or obligor; and\n(2) the secured party knows that the information in subsection (a)(1)(A), (B), or (C) relating to the person is not provided by the collateral, a record attached to or logically associated with the collateral, or the system in which the collateral is recorded.","path":["Title 7 Commercial Code.","Article 9A Secured Transactions.","Part 6 Default.","Division 1 Default and Enforcement of Security Interest."],"source_url":"https://alison.legislature.state.al.us/code-of-alabama?section=7-9A-605","current_through":"Act 2026-611","vintage":"","retrieved_at":"2026-09-03T14:01:52Z","sha256":"ec91ec98261ec4bf6af2de753cf9154d77851b901ff755af3b010880ad4a11bb","source_id":"us-al","stale":false,"prev":"us-al/ala.-code-7-9a-604","next":"us-al/ala.-code-7-9a-606"},"notice":"GroundRules: Original legal text. Not legal advice."}