{"data":{"id":"us-ar/ark.-code-ann.-23-101-109","jurisdiction":"us-ar","citation":"Ark. Code Ann. § 23-101-109","heading":"Refund of unearned premiums","body":"(a) Within sixty (60) calendar days after the termination of creditor-placed insurance coverage and in accordance with the formulas approved by the Insurance Commissioner, an insurer shall refund any unearned premium or other identifiable charges. (b) (1) Within sixty (60) calendar days after the termination date of creditor-placed insurance coverage, the insurer shall provide to the debtor a statement of refund disclosing the effective date, the termination date, the amount of premium being refunded, and the amount of premium charged for the coverage provided. (2) No statement shall be required in the event that the policy terminates pursuant to § 23-101-105(b)(4) . (c) The entire amount of premiums, minimum premiums, and fees or charges of any kind shall be refunded if no coverage was provided. Acts 1997, No. 930, § 9.\n\n(a) Within sixty (60) calendar days after the termination of creditor-placed insurance coverage and in accordance with the formulas approved by the Insurance Commissioner, an insurer shall refund any unearned premium or other identifiable charges.\n\n(b) (1) Within sixty (60) calendar days after the termination date of creditor-placed insurance coverage, the insurer shall provide to the debtor a statement of refund disclosing the effective date, the termination date, the amount of premium being refunded, and the amount of premium charged for the coverage provided. (2) No statement shall be required in the event that the policy terminates pursuant to § 23-101-105(b)(4) .\n\n(1) Within sixty (60) calendar days after the termination date of creditor-placed insurance coverage, the insurer shall provide to the debtor a statement of refund disclosing the effective date, the termination date, the amount of premium being refunded, and the amount of premium charged for the coverage provided.\n\n(2) No statement shall be required in the event that the policy terminates pursuant to § 23-101-105(b)(4) .\n\n(c) The entire amount of premiums, minimum premiums, and fees or charges of any kind shall be refunded if no coverage was provided.","path":["AR Code","Title 23","Chapter 101"],"source_url":"https://oss-data-us.vaquill.ai/v2026.08/us_ar_statutes.parquet","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:41Z","sha256":"fc02f649c97707bc335e915ecac1c854d058c9900fe5a125ad9b70559a62c6e7","source_id":"us-ar","stale":false,"prev":"us-ar/ark.-code-ann.-23-101-108","next":"us-ar/ark.-code-ann.-23-101-110"},"notice":"GroundRules: Original legal text. Not legal advice."}