{"data":{"id":"us-ar/ark.-code-ann.-23-66-406","jurisdiction":"us-ar","citation":"Ark. Code Ann. § 23-66-406","heading":"Deceptive practices","body":"The following activities, if committed intentionally, shall be deceptive acts under the Trade Practices Act, § 23-66-201 et seq., for companies or agents engaged in the home service system of distribution:\n\n(1) The commission of a blind as defined by § 23-66-402 ;\n\n(2) The collection of a premium which is not due from a premium payor or policy owner, and, without the knowledge of the premium payor or policy owner, the crediting of that premium to future coverage for a policy owner;\n\n(3) The collection of a premium which is not due from a premium payor or policy owner, and, without the knowledge of the premium payor or policy owner, the crediting of that premium for a different policy owner;\n\n(4) The use or transfer of any excess or unused funds remaining in the account of the premium payor or policy owner to procure or revive an insurance policy for a policy owner without the knowledge or authorization of the payor; and\n\n(5) The collection of a premium by an agent who retains the premium for his or her own personal use.","path":["AR Code","Title 23","Chapter 66","Subchapter 4"],"source_url":"https://oss-data-us.vaquill.ai/v2026.08/us_ar_statutes.parquet","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:41Z","sha256":"8f1f56aa61681041e28a8bcd44f8b13a79bbd6010b8beb9b94f47a273c0aaaff","source_id":"us-ar","stale":false,"prev":"us-ar/ark.-code-ann.-23-66-405","next":"us-ar/ark.-code-ann.-23-66-407"},"notice":"GroundRules: Original legal text. Not legal advice."}