{"data":{"id":"us-ar/ark.-code-ann.-23-67-409","jurisdiction":"us-ar","citation":"Ark. Code Ann. § 23-67-409","heading":"Filing","body":"(a) (1) Insurers that use credit scores to underwrite or rate risks shall file their scoring models or other scoring processes with the State Insurance Department. (2) A third party may file scoring models on behalf of insurers. (3) A filing that includes credit scoring shall include loss experience justifying the use of credit information. (b) Any proprietary consumer report scoring system or model filed with the Insurance Commissioner under this subchapter shall remain confidential unless otherwise directed by a court order. Acts 2003, No. 1452, § 2.\n\n(a) (1) Insurers that use credit scores to underwrite or rate risks shall file their scoring models or other scoring processes with the State Insurance Department. (2) A third party may file scoring models on behalf of insurers. (3) A filing that includes credit scoring shall include loss experience justifying the use of credit information.\n\n(1) Insurers that use credit scores to underwrite or rate risks shall file their scoring models or other scoring processes with the State Insurance Department.\n\n(2) A third party may file scoring models on behalf of insurers.\n\n(3) A filing that includes credit scoring shall include loss experience justifying the use of credit information.\n\n(b) Any proprietary consumer report scoring system or model filed with the Insurance Commissioner under this subchapter shall remain confidential unless otherwise directed by a court order.","path":["AR Code","Title 23","Chapter 67","Subchapter 4"],"source_url":"https://oss-data-us.vaquill.ai/v2026.08/us_ar_statutes.parquet","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:41Z","sha256":"30b5574e989ffce1b5bcff8099dec8971226ef23470c23034834da29342020cc","source_id":"us-ar","stale":false,"prev":"us-ar/ark.-code-ann.-23-67-408","next":"us-ar/ark.-code-ann.-23-67-410"},"notice":"GroundRules: Original legal text. Not legal advice."}