{"data":{"id":"us-ar/ark.-code-ann.-23-67-413","jurisdiction":"us-ar","citation":"Ark. Code Ann. § 23-67-413","heading":"Individual underwriting allowed","body":"Nothing in this subchapter is intended to prevent an insurer from considering each risk on an individual basis, looking at individual risk characteristics and other factors predictive of future loss.","path":["AR Code","Title 23","Chapter 67","Subchapter 4"],"source_url":"https://oss-data-us.vaquill.ai/v2026.08/us_ar_statutes.parquet","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:41Z","sha256":"a60cc8eaa4bc6b1b4f4d741487f2dbd0eb6a95e0729f55f6222591a9ba81dca1","source_id":"us-ar","stale":false,"prev":"us-ar/ark.-code-ann.-23-67-412","next":"us-ar/ark.-code-ann.-23-67-414"},"notice":"GroundRules: Original legal text. Not legal advice."}