{"data":{"id":"us-ar/ark.-code-ann.-23-70-109","jurisdiction":"us-ar","citation":"Ark. Code Ann. § 23-70-109","heading":"Modifications","body":"(a) Modifications of the terms of the subscribers' agreement or of the power of attorney of a domestic reciprocal insurer shall be made jointly by the attorney and the subscribers' advisory committee.\n\n(b) No modification shall be effective retroactively, nor as to any insurance contract issued prior thereto.","path":["AR Code","Title 23","Chapter 70"],"source_url":"https://oss-data-us.vaquill.ai/v2026.08/us_ar_statutes.parquet","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:41Z","sha256":"f089e43f9f20d7ed80139f7958b167d7e04efdac8f31893724577a8d5a52f9ac","source_id":"us-ar","stale":false,"prev":"us-ar/ark.-code-ann.-23-70-108","next":"us-ar/ark.-code-ann.-23-70-110"},"notice":"GroundRules: Original legal text. Not legal advice."}