{"data":{"id":"us-ar/ark.-code-ann.-23-79-513","jurisdiction":"us-ar","citation":"Ark. Code Ann. § 23-79-513","heading":"Unfair referral to plan - Prohibited practices by employers","body":"(a) It shall constitute an unfair trade practice under the Trade Practices Act, § 23-66-201 et seq., for an insurer, agent, broker, or third-party administrator to refer an individual to the Arkansas Comprehensive Health Insurance Pool or arrange for an individual to apply to the pool for the purpose of: (1) Separating the individual from group health insurance coverage provided by a group health plan; or (2) Facilitating enrollment in the pool by any of the following individuals associated with an employer, with the knowledge that the employer intends to pay or is paying all or part of the premium payments owed by the individual for pool coverage: (A) An employee of the employer; (B) A retired employee of the employer; or (C) A dependent of an employee or retired employee of the employer. (b) Because pool coverage is not intended to cover participants who are eligible for a group health plan, an individual described in subdivision (a)(2) of this section is not eligible: (1) For pool coverage if the employer associated with the applicant intends to pay for all or part of the pool premium payments for the individual; or (2) To continue pool coverage if the employer associated with the individual directly or indirectly pays all or part of the pool premium payments for the individual. Acts 1997, No. 292, § 13; 1997, No. 1000, § 25; 2009, No. 1452, § 3.\n\n(a) It shall constitute an unfair trade practice under the Trade Practices Act, § 23-66-201 et seq., for an insurer, agent, broker, or third-party administrator to refer an individual to the Arkansas Comprehensive Health Insurance Pool or arrange for an individual to apply to the pool for the purpose of: (1) Separating the individual from group health insurance coverage provided by a group health plan; or (2) Facilitating enrollment in the pool by any of the following individuals associated with an employer, with the knowledge that the employer intends to pay or is paying all or part of the premium payments owed by the individual for pool coverage: (A) An employee of the employer; (B) A retired employee of the employer; or (C) A dependent of an employee or retired employee of the employer.\n\n(1) Separating the individual from group health insurance coverage provided by a group health plan; or\n\n(2) Facilitating enrollment in the pool by any of the following individuals associated with an employer, with the knowledge that the employer intends to pay or is paying all or part of the premium payments owed by the individual for pool coverage: (A) An employee of the employer; (B) A retired employee of the employer; or (C) A dependent of an employee or retired employee of the employer.\n\n(A) An employee of the employer;\n\n(B) A retired employee of the employer; or\n\n(C) A dependent of an employee or retired employee of the employer.\n\n(b) Because pool coverage is not intended to cover participants who are eligible for a group health plan, an individual described in subdivision (a)(2) of this section is not eligible: (1) For pool coverage if the employer associated with the applicant intends to pay for all or part of the pool premium payments for the individual; or (2) To continue pool coverage if the employer associated with the individual directly or indirectly pays all or part of the pool premium payments for the individual.\n\n(1) For pool coverage if the employer associated with the applicant intends to pay for all or part of the pool premium payments for the individual; or\n\n(2) To continue pool coverage if the employer associated with the individual directly or indirectly pays all or part of the pool premium payments for the individual.","path":["AR Code","Title 23","Chapter 79","Subchapter 5"],"source_url":"https://oss-data-us.vaquill.ai/v2026.08/us_ar_statutes.parquet","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-17","retrieved_at":"2026-09-17T21:35:43Z","sha256":"84d5e77858e1c5fc7b30f45b3cfedcb0b3fb64e24668ac9a074685393e6865fa","source_id":"us-ar","stale":false,"prev":"us-ar/ark.-code-ann.-23-79-512","next":"us-ar/ark.-code-ann.-23-79-515","notices":[{"id":"open-us-law","title":"Open US Law compilation","text":"Compilation CC BY 4.0, Open US Law (Vaquill AI). GroundRules uses only the releases published under CC BY 4.0: from v2026.09 the compilation is licensed CC BY-NC 4.0, and GroundRules does not use those releases. Each affected row names its release in its vintage label. GroundRules parsed and filtered the compilation to retain enacted text.","url":"https://huggingface.co/datasets/vaquill/open-us-law","license_url":"https://creativecommons.org/licenses/by/4.0/"},{"id":"pro-ar","title":"Arkansas Release 78 supplement","text":"Arkansas electronic product files were republished by Public.Resource.Org under a public-domain mark. GroundRules uses enacted text from Release 78 only as a labeled supplement to the newer Open US Law rows.","url":"https://archive.org/details/gov.ar.code"}]},"notice":"GroundRules: Original legal text. Not legal advice."}