{"data":{"id":"us-ar/ark.-code-ann.-23-82-109","jurisdiction":"us-ar","citation":"Ark. Code Ann. § 23-82-109","heading":"Dividend provision","body":"(a) If the industrial life insurance policy is a participating policy, there shall be a provision that the insurer shall annually ascertain and apportion any divisible surplus accruing on the policy. However, at the option of the insurer, the participation may be deferred to the end of the fifth policy year.\n\n(b) This provision shall not prohibit the payment of additional dividends on default of payment of premiums or termination of the policy.","path":["AR Code","Title 23","Chapter 82"],"source_url":"https://oss-data-us.vaquill.ai/v2026.08/us_ar_statutes.parquet","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-17","retrieved_at":"2026-09-17T21:35:43Z","sha256":"d2d0b60f7e0f7beeb526e8de1e58ff91589d298a716ded758c965b09bd24be71","source_id":"us-ar","stale":false,"prev":"us-ar/ark.-code-ann.-23-82-108","next":"us-ar/ark.-code-ann.-23-82-110","notices":[{"id":"open-us-law","title":"Open US Law compilation","text":"Compilation CC BY 4.0, Open US Law (Vaquill AI). GroundRules uses only the releases published under CC BY 4.0: from v2026.09 the compilation is licensed CC BY-NC 4.0, and GroundRules does not use those releases. Each affected row names its release in its vintage label. GroundRules parsed and filtered the compilation to retain enacted text.","url":"https://huggingface.co/datasets/vaquill/open-us-law","license_url":"https://creativecommons.org/licenses/by/4.0/"},{"id":"pro-ar","title":"Arkansas Release 78 supplement","text":"Arkansas electronic product files were republished by Public.Resource.Org under a public-domain mark. GroundRules uses enacted text from Release 78 only as a labeled supplement to the newer Open US Law rows.","url":"https://archive.org/details/gov.ar.code"}]},"notice":"GroundRules: Original legal text. Not legal advice."}