{"data":{"id":"us-ar/ark.-code-ann.-23-85-102","jurisdiction":"us-ar","citation":"Ark. Code Ann. § 23-85-102","heading":"Scope","body":"This chapter governs accident and health insurance policies issued to individuals and members of their families. Nothing in this section and §§ 23-85-101 , 23-85-103 - 23-85-134 , 23-85-136 , and 23-85-137 shall apply to or affect: (1) Any policy of liability or workers' compensation insurance with or without supplementary expense coverage therein; (2) Any group or blanket policy; (3) Life insurance, endowment, or annuity contracts, or contracts supplemental thereto, that contain only such provisions relating to accident and health insurance as: (A) Provide additional benefits in case of death, dismemberment, or loss of sight by accident; or (B) Operate to safeguard the contracts against lapse or to give a special surrender value or special benefit or an annuity in the event that the insured or annuitant becomes totally and permanently disabled, as defined by the contract or supplemental contract; and (4) Reinsurance. Acts 1959, No. 148, § 386; A.S.A. 1947, § 66-3601; Acts 2001, No. 909, § 3.\n\nThis chapter governs accident and health insurance policies issued to individuals and members of their families. Nothing in this section and §§ 23-85-101 , 23-85-103 - 23-85-134 , 23-85-136 , and 23-85-137 shall apply to or affect:\n\n(1) Any policy of liability or workers' compensation insurance with or without supplementary expense coverage therein;\n\n(2) Any group or blanket policy;\n\n(3) Life insurance, endowment, or annuity contracts, or contracts supplemental thereto, that contain only such provisions relating to accident and health insurance as: (A) Provide additional benefits in case of death, dismemberment, or loss of sight by accident; or (B) Operate to safeguard the contracts against lapse or to give a special surrender value or special benefit or an annuity in the event that the insured or annuitant becomes totally and permanently disabled, as defined by the contract or supplemental contract; and\n\n(A) Provide additional benefits in case of death, dismemberment, or loss of sight by accident; or\n\n(B) Operate to safeguard the contracts against lapse or to give a special surrender value or special benefit or an annuity in the event that the insured or annuitant becomes totally and permanently disabled, as defined by the contract or supplemental contract; and\n\n(4) Reinsurance.","path":["AR Code","Title 23","Chapter 85"],"source_url":"https://oss-data-us.vaquill.ai/v2026.08/us_ar_statutes.parquet","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:41Z","sha256":"af1b723962016b3f69afa652e23f008de26dae9026d27b1fd90f2097bfbd30aa","source_id":"us-ar","stale":false,"prev":"us-ar/ark.-code-ann.-23-85-101","next":"us-ar/ark.-code-ann.-23-85-103"},"notice":"GroundRules: Original legal text. Not legal advice."}