{"data":{"id":"us-ar/ark.-code-ann.-23-90-104","jurisdiction":"us-ar","citation":"Ark. Code Ann. § 23-90-104","heading":"Applicability - Exceptions","body":"This chapter shall apply to all kinds of direct insurance written by insurers licensed to transact insurance in this state but shall not be applicable to the following:\n\n(1) Life, annuity, health, or accident and health insurance;\n\n(2) Mortgage guaranty, financial guaranty, or other form of insurance offering protection against investment risks;\n\n(3) Bail bonds or appearance bonds as defined in or otherwise referenced in § 17-19-101 et seq.;\n\n(4) Credit insurance;\n\n(5) Insurance of warranties or service contracts;\n\n(6) Title insurance;\n\n(7) Ocean marine insurance; and\n\n(8) Any transaction or combination of transactions between a person, including affiliates of the person, and an insurer, including affiliates of the insurer, which involves the transfer of investment or credit risk unaccompanied by transfer of insurance risk.","path":["AR Code","Title 23","Chapter 90"],"source_url":"https://oss-data-us.vaquill.ai/v2026.08/us_ar_statutes.parquet","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:41Z","sha256":"47b2adb7776f3137df34d5d550de2d4a43412c0dc93c37e855a5ff4e1290ab57","source_id":"us-ar","stale":false,"prev":"us-ar/ark.-code-ann.-23-90-103","next":"us-ar/ark.-code-ann.-23-90-105"},"notice":"GroundRules: Original legal text. Not legal advice."}