{"data":{"id":"us-ar/ark.-code-ann.-23-97-309","jurisdiction":"us-ar","citation":"Ark. Code Ann. § 23-97-309","heading":"Prior hospitalization or institutionalization","body":"(a) No long-term care insurance policy shall be delivered or issued for delivery in this state if the policy: (1) Conditions eligibility for any benefits on a prior hospitalization requirement; (2) Conditions eligibility for any benefits provided in an institutional care setting on the receipt of a higher level of institutional care; or (3) Conditions eligibility for any benefits other than waiver of premium, post-confinement, post-acute care, or recuperative benefits on a prior institutionalization requirement. (b) (1) A long-term care insurance policy containing post-confinement, post-acute care, or recuperative benefits shall clearly label in a separate paragraph of the policy or certificate entitled \"Limitations or Conditions on Eligibility for Benefits\" the limitations or conditions, including any required number of days of confinement. (2) A long-term care insurance policy or rider that conditions eligibility for noninstitutional benefits on the prior receipt of institutional care shall not require a prior institutional stay of more than thirty (30) days. (c) No long-term care insurance policy or rider that provides benefits only following institutionalization shall condition such benefits upon admission to a facility for the same or related conditions within a period of less than thirty (30) days after discharge from the institution. Acts 2005, No. 1697, § 31.\n\n(a) No long-term care insurance policy shall be delivered or issued for delivery in this state if the policy: (1) Conditions eligibility for any benefits on a prior hospitalization requirement; (2) Conditions eligibility for any benefits provided in an institutional care setting on the receipt of a higher level of institutional care; or (3) Conditions eligibility for any benefits other than waiver of premium, post-confinement, post-acute care, or recuperative benefits on a prior institutionalization requirement.\n\n(1) Conditions eligibility for any benefits on a prior hospitalization requirement;\n\n(2) Conditions eligibility for any benefits provided in an institutional care setting on the receipt of a higher level of institutional care; or\n\n(3) Conditions eligibility for any benefits other than waiver of premium, post-confinement, post-acute care, or recuperative benefits on a prior institutionalization requirement.\n\n(b) (1) A long-term care insurance policy containing post-confinement, post-acute care, or recuperative benefits shall clearly label in a separate paragraph of the policy or certificate entitled \"Limitations or Conditions on Eligibility for Benefits\" the limitations or conditions, including any required number of days of confinement. (2) A long-term care insurance policy or rider that conditions eligibility for noninstitutional benefits on the prior receipt of institutional care shall not require a prior institutional stay of more than thirty (30) days.\n\n(1) A long-term care insurance policy containing post-confinement, post-acute care, or recuperative benefits shall clearly label in a separate paragraph of the policy or certificate entitled \"Limitations or Conditions on Eligibility for Benefits\" the limitations or conditions, including any required number of days of confinement.\n\n(2) A long-term care insurance policy or rider that conditions eligibility for noninstitutional benefits on the prior receipt of institutional care shall not require a prior institutional stay of more than thirty (30) days.\n\n(c) No long-term care insurance policy or rider that provides benefits only following institutionalization shall condition such benefits upon admission to a facility for the same or related conditions within a period of less than thirty (30) days after discharge from the institution.","path":["AR Code","Title 23","Chapter 97","Subchapter 3"],"source_url":"https://oss-data-us.vaquill.ai/v2026.08/us_ar_statutes.parquet","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:41Z","sha256":"108098c674b67434a3b02dde17f3979b88f6328104a15eeb5eb9bf01c63775b2","source_id":"us-ar","stale":false,"prev":"us-ar/ark.-code-ann.-23-97-308","next":"us-ar/ark.-code-ann.-23-97-310"},"notice":"GroundRules: Original legal text. Not legal advice."}