{"data":{"id":"us-ar/ark.-code-ann.-4-107-305","jurisdiction":"us-ar","citation":"Ark. Code Ann. § 4-107-305","heading":"Liability","body":"(a) A cardholder is personally liable for charges and interest incurred by the named credit card account member, any coapplicant, or any authorized user on the credit card account of the cardholder.\n\n(b) A cardholder is not liable for charges and interest incurred on the credit card account as a result of fraudulent activity by another person.","path":["AR Code","Title 4","Chapter 107","Subchapter 3"],"source_url":"https://oss-data-us.vaquill.ai/v2026.08/us_ar_statutes.parquet","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:41Z","sha256":"0a871142f6291f182d835b527335e246cfa7d565548f773a8d4d385b61251bb8","source_id":"us-ar","stale":false,"prev":"us-ar/ark.-code-ann.-4-107-304","next":"us-ar/ark.-code-ann.-4-107-306"},"notice":"GroundRules: Original legal text. Not legal advice."}