{"data":{"id":"us-ar/ark.-code-ann.-4-107-307","jurisdiction":"us-ar","citation":"Ark. Code Ann. § 4-107-307","heading":"Interest rate","body":"A creditor may establish the contracted interest rate for a credit card account by:\n\n(1) Documenting the acceptance of the terms and conditions that contain a stated or variable interest rate by a cardholder of the credit card account; or\n\n(2) Any billing statement generated by the credit card issuer that contains a stated or variable interest rate.","path":["AR Code","Title 4","Chapter 107","Subchapter 3"],"source_url":"https://oss-data-us.vaquill.ai/v2026.08/us_ar_statutes.parquet","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:41Z","sha256":"35995b378c3519ee1d58ab7213fe3ea4a20126f9441caf4109bd4bcd8a1044e3","source_id":"us-ar","stale":false,"prev":"us-ar/ark.-code-ann.-4-107-306","next":"us-ar/ark.-code-ann.-4-108-201"},"notice":"GroundRules: Original legal text. Not legal advice."}