{"data":{"id":"us-ar/ark.-code-ann.-4-112-105","jurisdiction":"us-ar","citation":"Ark. Code Ann. § 4-112-105","heading":"Removal of security freeze","body":"(a) A consumer reporting agency shall remove or temporarily lift a security freeze placed on the credit report of a consumer in the following cases: (1) Upon the consumer's request under § 4-112-104 or § 4-112-106 ; or (2) If the credit report of the consumer was frozen due to a material misrepresentation of fact by the consumer. (b) If a consumer reporting agency intends to remove a security freeze upon a credit report of a consumer and is not doing so at the request of the consumer, the consumer reporting agency shall notify the consumer in writing at least three (3) business days before removing the security freeze on the credit report of the consumer. Acts 2007, No. 391, § 1; 2009, No. 223, § 1.\n\n(a) A consumer reporting agency shall remove or temporarily lift a security freeze placed on the credit report of a consumer in the following cases: (1) Upon the consumer's request under § 4-112-104 or § 4-112-106 ; or (2) If the credit report of the consumer was frozen due to a material misrepresentation of fact by the consumer.\n\n(1) Upon the consumer's request under § 4-112-104 or § 4-112-106 ; or\n\n(2) If the credit report of the consumer was frozen due to a material misrepresentation of fact by the consumer.\n\n(b) If a consumer reporting agency intends to remove a security freeze upon a credit report of a consumer and is not doing so at the request of the consumer, the consumer reporting agency shall notify the consumer in writing at least three (3) business days before removing the security freeze on the credit report of the consumer.","path":["AR Code","Title 4","Chapter 112"],"source_url":"https://oss-data-us.vaquill.ai/v2026.08/us_ar_statutes.parquet","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-17","retrieved_at":"2026-09-17T21:35:43Z","sha256":"784b5540e8093eb0950a4a7f5e5a188cb4ebf600972e4f7f759bcd85b2a9a827","source_id":"us-ar","stale":false,"prev":"us-ar/ark.-code-ann.-4-112-104","next":"us-ar/ark.-code-ann.-4-112-106","notices":[{"id":"open-us-law","title":"Open US Law compilation","text":"Compilation CC BY 4.0, Open US Law (Vaquill AI). GroundRules uses only the releases published under CC BY 4.0: from v2026.09 the compilation is licensed CC BY-NC 4.0, and GroundRules does not use those releases. Each affected row names its release in its vintage label. GroundRules parsed and filtered the compilation to retain enacted text.","url":"https://huggingface.co/datasets/vaquill/open-us-law","license_url":"https://creativecommons.org/licenses/by/4.0/"},{"id":"pro-ar","title":"Arkansas Release 78 supplement","text":"Arkansas electronic product files were republished by Public.Resource.Org under a public-domain mark. GroundRules uses enacted text from Release 78 only as a labeled supplement to the newer Open US Law rows.","url":"https://archive.org/details/gov.ar.code"}]},"notice":"GroundRules: Original legal text. Not legal advice."}