{"data":{"id":"us-ar/ark.-code-ann.-4-115-103","jurisdiction":"us-ar","citation":"Ark. Code Ann. § 4-115-103","heading":"Applicability and exclusions","body":"(a) Nothing contained in this chapter shall: (1) Affect the jurisdiction of state or federal bank regulators over the regulation of credit card processing services provided by state or national banks; or (2) Limit the rights or remedies that are otherwise available to a person or an entity that has contracted with a credit card processing service. (b) This chapter does not apply to: (1) A contract entered into before August 1, 2007; (2) A state bank, a national bank, or a savings association, each as defined in 12 U.S.C. § 1813 , as it existed on January 1, 2009; or (3) The parent, affiliate, or subsidiary of a state bank, a national bank, or a savings association, each as defined in 12 U.S.C. § 1813 , as it existed on January 1, 2009. (c) The obligations under this chapter are cumulative and do not limit the obligations imposed under any other state or federal law. Acts 2007, No. 911, § 1; 2009, No. 624, § 2.\n\n(a) Nothing contained in this chapter shall: (1) Affect the jurisdiction of state or federal bank regulators over the regulation of credit card processing services provided by state or national banks; or (2) Limit the rights or remedies that are otherwise available to a person or an entity that has contracted with a credit card processing service.\n\n(1) Affect the jurisdiction of state or federal bank regulators over the regulation of credit card processing services provided by state or national banks; or\n\n(2) Limit the rights or remedies that are otherwise available to a person or an entity that has contracted with a credit card processing service.\n\n(b) This chapter does not apply to: (1) A contract entered into before August 1, 2007; (2) A state bank, a national bank, or a savings association, each as defined in 12 U.S.C. § 1813 , as it existed on January 1, 2009; or (3) The parent, affiliate, or subsidiary of a state bank, a national bank, or a savings association, each as defined in 12 U.S.C. § 1813 , as it existed on January 1, 2009.\n\n(1) A contract entered into before August 1, 2007;\n\n(2) A state bank, a national bank, or a savings association, each as defined in 12 U.S.C. § 1813 , as it existed on January 1, 2009; or\n\n(3) The parent, affiliate, or subsidiary of a state bank, a national bank, or a savings association, each as defined in 12 U.S.C. § 1813 , as it existed on January 1, 2009.\n\n(c) The obligations under this chapter are cumulative and do not limit the obligations imposed under any other state or federal law.","path":["AR Code","Title 4","Chapter 115"],"source_url":"https://oss-data-us.vaquill.ai/v2026.08/us_ar_statutes.parquet","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:41Z","sha256":"a34f8d201be28b6be25b0c7d763ff3ea5243b3785cab9edd81e2eab828f1ab3d","source_id":"us-ar","stale":false,"prev":"us-ar/ark.-code-ann.-4-115-102","next":"us-ar/ark.-code-ann.-4-116-101"},"notice":"GroundRules: Original legal text. Not legal advice."}