{"data":{"id":"us-az/a.r.s.-20-1691.05","jurisdiction":"us-az","citation":"A.R.S. § 20-1691.05","heading":"Prior institutionalization","body":"A. A long-term care insurance policy delivered or issued for delivery in this state on or after July 1, 1990 shall not condition availability of benefits on prior hospitalization.\n\nB. A long-term care insurance policy delivered or issued for delivery in this state on or after the effective date of this amendment to this section shall not:\n\n1. Condition eligibility for benefits provided in an institutional care setting on the receipt of a higher level of institutional care.\n\n2. Condition eligibility for any benefits, other than waiver of premium, postconfinement, postacute care or recuperative benefits, on a prior institutionalization requirement.\n\nC. A long-term care insurance policy containing postconfinement, postacute care or recuperative benefits shall clearly label, in a separate paragraph of the policy that is entitled \"limitations on benefits\", any limitations or conditions, including any required number of days of confinement.\n\nD. A long-term care insurance policy or rider that conditions eligibility of noninstitutional benefits on the prior receipt of institutional care shall not require a prior institutional stay of more than thirty days.\n\nE. A long-term care policy that provides benefits only following institutionalization shall not condition the benefits on admission to a facility for the same or related conditions within a period of less than thirty days after discharge from the institution.","path":["Title 20 Insurance"],"source_url":"https://www.azleg.gov/ars/20/01691-05.htm","current_through":"2026-09-04","vintage":"2026-08-09","retrieved_at":"2026-09-04T00:49:56Z","sha256":"5f40c865c3868c6d06e540c83325dad4a820d6a3caf600b32466cc41efda577e","source_id":"us-az","stale":true,"prev":"us-az/a.r.s.-20-1691.04","next":"us-az/a.r.s.-20-1691.06"},"notice":"GroundRules: Original legal text. Not legal advice."}