{"data":{"id":"us-az/a.r.s.-20-400.03","jurisdiction":"us-az","citation":"A.R.S. § 20-400.03","heading":"Penalties","body":"If the director finds after a hearing that the insurer has knowingly, or with such frequency as to indicate a general business practice, violated the provisions of section 20-400.01 with respect to a particular class or that an insurer examined under section 20-400.02 has not complied with sections 20-356 and 20-357 or 20-384 and 20-385, he may, in addition to or in lieu of the penalties provided in section 20-397, do the following:\n\n1. Impose a civil penalty equal to the difference between the premium charged and that which would have been charged without the application of inadequately justified adjustments if a refund pursuant to paragraph 3 of this section has not been ordered.\n\n2. Suspend the insurer's authority to do business in any given class.\n\n3. Require applicable refunds to policyholders.","path":["Title 20 Insurance"],"source_url":"https://www.azleg.gov/ars/20/00400-03.htm","current_through":"2026-09-04","vintage":"2026-08-09","retrieved_at":"2026-09-04T00:49:56Z","sha256":"a49d644c009f5bd1d9d91c155a711b602617f95f88e0d1fd2f4b0b9a1648ac57","source_id":"us-az","stale":true,"prev":"us-az/a.r.s.-20-400.02","next":"us-az/a.r.s.-20-400.04"},"notice":"GroundRules: Original legal text. Not legal advice."}