{"data":{"id":"us-ca/civ-1785.15.2","jurisdiction":"us-ca","citation":"CIV § 1785.15.2","heading":"","body":"(a) In complying with Section 1785.15.1, a consumer credit reporting agency shall supply the consumer with a credit score that is derived from a credit scoring model that is widely distributed to users by that consumer credit reporting agency in connection with residential real property loans or with a credit score that assists the consumer in understanding the credit scoring assessment of his or her credit behavior and predictions about his or her future credit behavior, and a statement indicating that the information and credit scoring model may be different than that used by the lender.\n(b) A consumer credit reporting agency may charge a reasonable fee for providing the information required under Section 1785.15.1.","path":["Civil Code - CIV","DIVISION 3. OBLIGATIONS [1427. - 3273.91.]","PART 4. OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS [1738. - 3273.91.]","TITLE 1.6. CONSUMER CREDIT REPORTING AGENCIES ACT [1785.1. - 1785.36.]","CHAPTER 2. Obligations of Consumer Credit Reporting Agencies [1785.10. - 1785.19.5.]"],"source_url":"https://downloads.leginfo.legislature.ca.gov/pubinfo_2025.zip","current_through":"2026-09-13","vintage":"","retrieved_at":"2026-09-14T05:56:33Z","sha256":"b5356eb5735f4fe19b4b7742f268a93599b5cf5ac06b7de9d95f4bd41767d298","source_id":"us-ca","stale":false,"prev":"us-ca/civ-1785.15.1","next":"us-ca/civ-1785.15.3"},"notice":"GroundRules: Original legal text. Not legal advice."}