{"data":{"id":"us-ca/civ-1785.16.3","jurisdiction":"us-ca","citation":"CIV § 1785.16.3","heading":"","body":"The provisions of subdivisions (k) and (l) of Section 1785.16 do not apply to a consumer reporting agency that acts only as a reseller of credit information by assembling and merging information contained in the database of another consumer reporting agency or agencies, and that does not maintain a permanent database of credit information from which new credit reports are produced.","path":["Civil Code - CIV","DIVISION 3. OBLIGATIONS [1427. - 3273.91.]","PART 4. OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS [1738. - 3273.91.]","TITLE 1.6. CONSUMER CREDIT REPORTING AGENCIES ACT [1785.1. - 1785.36.]","CHAPTER 2. Obligations of Consumer Credit Reporting Agencies [1785.10. - 1785.19.5.]"],"source_url":"https://downloads.leginfo.legislature.ca.gov/pubinfo_2025.zip","current_through":"2026-09-13","vintage":"","retrieved_at":"2026-09-14T05:56:33Z","sha256":"e46ef3df175c6ab5f406b0c32bccc65d2aabf788cde04f79762a0fba11f9feee","source_id":"us-ca","stale":false,"prev":"us-ca/civ-1785.16.2","next":"us-ca/civ-1785.17"},"notice":"GroundRules: Original legal text. Not legal advice."}