{"data":{"id":"us-ca/civ-1785.20.6","jurisdiction":"us-ca","citation":"CIV § 1785.20.6","heading":"","body":"A person who uses a consumer credit report in connection with a credit transaction shall not use a medical debt listed on the report as a negative factor when making a credit decision.","path":["Civil Code - CIV","DIVISION 3. OBLIGATIONS [1427. - 3273.91.]","PART 4. OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS [1738. - 3273.91.]","TITLE 1.6. CONSUMER CREDIT REPORTING AGENCIES ACT [1785.1. - 1785.36.]","CHAPTER 3. Requirements on Users of Consumer Credit Reports [1785.20. - 1785.22.]"],"source_url":"https://downloads.leginfo.legislature.ca.gov/pubinfo_2025.zip","current_through":"2026-09-13","vintage":"","retrieved_at":"2026-09-14T05:56:33Z","sha256":"72a639be354dfae375ee1ab3494894077a1d4453e728c7edad9351e5a2bcf0b4","source_id":"us-ca","stale":false,"prev":"us-ca/civ-1785.20.5","next":"us-ca/civ-1785.21"},"notice":"GroundRules: Original legal text. Not legal advice."}