{"data":{"id":"us-ca/civ-1785.27","jurisdiction":"us-ca","citation":"CIV § 1785.27","heading":"","body":"(a) A person shall not furnish information regarding a medical debt to a consumer credit reporting agency.\n(b) A medical debt is void and unenforceable if a person knowingly violates this section by furnishing information regarding the medical debt to a consumer credit reporting agency.\n(c) (1) On or after July 1, 2025, it is unlawful to enter into a written contract creating a medical debt that does not include the following term:\n“A holder of this medical debt contract is prohibited by Section 1785.27 of the Civil Code from furnishing any information related to this debt to a consumer credit reporting agency. In addition to any other penalties allowed by law, if a person knowingly violates that section by furnishing information regarding this debt to a consumer credit reporting agency, the debt shall be void and unenforceable.”\n(2) A written contract entered into on or after July 1, 2025, that does not include the term described in paragraph (1) is void and unenforceable.\n(d) A violation of this section by a person holding a license or permit issued by the state shall be deemed to be a violation of the law governing that license or permit.","path":["Civil Code - CIV","DIVISION 3. OBLIGATIONS [1427. - 3273.91.]","PART 4. OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS [1738. - 3273.91.]","TITLE 1.6. CONSUMER CREDIT REPORTING AGENCIES ACT [1785.1. - 1785.36.]","CHAPTER 3.5. Obligations of Furnishers of Credit Information [1785.25. - 1785.27.]"],"source_url":"https://downloads.leginfo.legislature.ca.gov/pubinfo_2025.zip","current_through":"2026-09-13","vintage":"","retrieved_at":"2026-09-14T05:56:33Z","sha256":"46e5a3341df8b264adae57108d3830417c99526414f9a4e379bb6472c7098a4c","source_id":"us-ca","stale":false,"prev":"us-ca/civ-1785.26","next":"us-ca/civ-1785.28"},"notice":"GroundRules: Original legal text. Not legal advice."}