{"data":{"id":"us-ca/civ-1789.14","jurisdiction":"us-ca","citation":"CIV § 1789.14","heading":"","body":"Before the execution of a contract or agreement between the consumer and a credit services organization, the credit services organization shall provide the consumer a statement in writing containing all the information required by Section 1789.15. The credit services organization shall maintain on file for a period of four years following the completion or termination of the credit services organization agreement with the consumer an exact copy of the statement.","path":["Civil Code - CIV","DIVISION 3. OBLIGATIONS [1427. - 3273.91.]","PART 4. OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS [1738. - 3273.91.]","TITLE 1.6E. CREDIT SERVICES [1789.10. - 1789.26.]"],"source_url":"https://downloads.leginfo.legislature.ca.gov/pubinfo_2025.zip","current_through":"2026-09-13","vintage":"","retrieved_at":"2026-09-14T05:56:33Z","sha256":"3baa8373cee3f5b6abdd353fa35a68f7b1c4b093058d46a320e032c845aa3913","source_id":"us-ca","stale":false,"prev":"us-ca/civ-1789.135","next":"us-ca/civ-1789.15"},"notice":"GroundRules: Original legal text. Not legal advice."}