{"data":{"id":"us-ca/civ-1798.97.5","jurisdiction":"us-ca","citation":"CIV § 1798.97.5","heading":"","body":"(a) Except as set forth in subdivision (b), this title applies only to debts incurred on or after July 1, 2023.\n(b) Notwithstanding subdivision (a), a debtor may file a cross-complaint described by paragraph (2) of subdivision (a) of Section 1798.97.3 in an action filed by a claimant to collect a debt incurred prior to July 1, 2023, in which case, this title applies to that action, unless a final judgment has been entered in that action.","path":["Civil Code - CIV","DIVISION 3. OBLIGATIONS [1427. - 3273.91.]","PART 4. OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS [1738. - 3273.91.]","TITLE 1.81.35. Coerced Debt [1798.97.1. - 1798.97.6.]"],"source_url":"https://downloads.leginfo.legislature.ca.gov/pubinfo_2025.zip","current_through":"2026-09-13","vintage":"","retrieved_at":"2026-09-14T05:56:33Z","sha256":"51e11a0f62bdb3abae7af43b66c608f3f544ce87398e030510c931bd73650271","source_id":"us-ca","stale":false,"prev":"us-ca/civ-1798.97.4","next":"us-ca/civ-1798.97.6"},"notice":"GroundRules: Original legal text. Not legal advice."}