{"data":{"id":"us-ca/civ-1812.400","jurisdiction":"us-ca","citation":"CIV § 1812.400","heading":"","body":"The Legislature finds and declares that it is unfair for a creditor who has directly participated in, arranged, or received a commission or other compensation for the sale of credit disability insurance to the debtor, or that creditor’s successor in interest, to invoke a creditor’s remedy because of a debtor’s nonpayment of any sum which has become due during a period of disability until a reasonable time has passed for the disability insurance claim to be filed, verified and processed.","path":["Civil Code - CIV","DIVISION 3. OBLIGATIONS [1427. - 3273.91.]","PART 4. OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS [1738. - 3273.91.]","TITLE 2.9. CREDITOR REMEDIES: DISABILITY INSURANCE [1812.400. - 1812.410.]"],"source_url":"https://downloads.leginfo.legislature.ca.gov/pubinfo_2025.zip","current_through":"2026-09-13","vintage":"","retrieved_at":"2026-09-14T05:56:33Z","sha256":"03587f337da6c88432cd4014bd756766b2436c56a6a332356aa53334d8624a6c","source_id":"us-ca","stale":false,"prev":"us-ca/civ-1812.316","next":"us-ca/civ-1812.401"},"notice":"GroundRules: Original legal text. Not legal advice."}