{"data":{"id":"us-ca/civ-1917.713","jurisdiction":"us-ca","citation":"CIV § 1917.713","heading":"","body":"Each lender making a shared appreciation loan for seniors shall additionally furnish to the prospective borrower, prior to consummation of the loan, a statement containing the following information:\nIMPORTANT INFORMATION ABOUT YOUR SHARED APPRECIATION LOAN FOR SENIORS\nYou are being offered a shared appreciation loan. Before you decide to accept this loan, read this statement, which is designed to provide important information you should consider.\n1. Prevailing interest rate: __%.\n2. Stated interest rate on this loan: __%.\n3. Projected contingent interest: __%.\n4. Initial amount of this loan: $__.\n5. Amount of the monthly annuity payments you will receive: $__.\n6. Projected term of this loan: __ years.\n7. Projected total loan obligation you will have to pay, assuming the loan continues to the end of the “borrower’s” life expectancy: $__.","path":["Civil Code - CIV","DIVISION 3. OBLIGATIONS [1427. - 3273.91.]","PART 4. OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS [1738. - 3273.91.]","TITLE 4. LOAN [1884. - 1923.10.]","CHAPTER 7. Shared Appreciation Loans for Seniors [1917.320. - 1917.714.]","ARTICLE 6. Notices and Disclosures [1917.710. - 1917.714.]"],"source_url":"https://downloads.leginfo.legislature.ca.gov/pubinfo_2025.zip","current_through":"2026-09-13","vintage":"","retrieved_at":"2026-09-14T05:56:33Z","sha256":"e90da00aa128a1f5c2770c1cee325f844ee771933f3444f701d5c3716f731f3c","source_id":"us-ca","stale":false,"prev":"us-ca/civ-1917.712","next":"us-ca/civ-1917.714"},"notice":"GroundRules: Original legal text. Not legal advice."}