{"data":{"id":"us-ca/civ-2945.5","jurisdiction":"us-ca","citation":"CIV § 2945.5","heading":"","body":"Any waiver by an owner of the provisions of this article shall be deemed void and unenforceable as contrary to public policy. Any attempt by a foreclosure consultant to induce an owner to waive his rights shall be deemed a violation of this article.","path":["Civil Code - CIV","DIVISION 3. OBLIGATIONS [1427. - 3273.91.]","PART 4. OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS [1738. - 3273.91.]","TITLE 14. LIEN [2872. - 3081.]","CHAPTER 2. Mortgage [2920. - 2968.]","ARTICLE 1.5. Mortgage Foreclosure Consultants [2945. - 2945.11.]"],"source_url":"https://downloads.leginfo.legislature.ca.gov/pubinfo_2025.zip","current_through":"2026-09-13","vintage":"","retrieved_at":"2026-09-14T05:56:33Z","sha256":"88571140b000ea1ca73ffa2610f4729b406a7de0cc7ccae6ec63cf53213606bd","source_id":"us-ca","stale":false,"prev":"us-ca/civ-2945.45","next":"us-ca/civ-2945.6"},"notice":"GroundRules: Original legal text. Not legal advice."}