{"data":{"id":"us-ca/fin-1150","jurisdiction":"us-ca","citation":"FIN § 1150","heading":"","body":"In determining for purposes of this division whether the shareholders’ equity of a bank or of a proposed bank is adequate, the commissioner shall consider:\n(a) The nature and volume of the business of the bank;\n(b) The amount, nature, quality, and liquidity of the assets of the bank;\n(c) The amount and nature of the liabilities (including, but not limited to, any capital notes or debentures and any contingent liabilities) of the bank;\n(d) The amount and nature of the fixed charges of the bank;\n(e) The history of, and prospects for, the bank to earn and retain income;\n(f) The quality of the operations of the bank;\n(g) The quality of the management of the bank;\n(h) The nature and quality of the ownership of the bank; and\n(i) Such other factors as are in the opinion of the commissioner relevant.","path":["Financial Code - FIN","DIVISION 1.1. BANKING [1000. - 1910.]","CHAPTER 5. Corporate Requirements [1100. - 1190.]","ARTICLE 4. Shareholders’ Equity [1150. - 1152.]"],"source_url":"https://downloads.leginfo.legislature.ca.gov/pubinfo_2025.zip","current_through":"2026-09-13","vintage":"","retrieved_at":"2026-09-14T05:56:33Z","sha256":"c534a9e536445145db1645d1576a2f788a3b25440f34c9b82e931f5f6dda5baa","source_id":"us-ca","stale":false,"prev":"us-ca/fin-1135","next":"us-ca/fin-1151"},"notice":"GroundRules: Original legal text. Not legal advice."}