{"data":{"id":"us-ca/fin-12318","jurisdiction":"us-ca","citation":"FIN § 12318","heading":"","body":"A prorater shall not take:\n(a) Any contract, promise to pay, or other instrument which has any blank spaces when signed by a debtor;\n(b) Any negotiable instrument for the prorater’s charges;\n(c) Any note, wage assignment, real estate or chattel mortgage, or other security to secure the prorater’s charges;\n(d) Any confession of judgment or power of attorney to confess judgment against the debtor or to appear for the debtor in a judicial proceeding.\n(e) Concurrent with the signing of the contract or as part of the contract or as part of the application for the contract a release of any obligation to be performed on the part of the prorater.","path":["Financial Code - FIN","DIVISION 3. CHECK SELLERS, BILL PAYERS, AND PRORATERS [12000. - 12404.]","CHAPTER 4. Licensee Regulations [12300. - 12332.]"],"source_url":"https://downloads.leginfo.legislature.ca.gov/pubinfo_2025.zip","current_through":"2026-09-13","vintage":"","retrieved_at":"2026-09-14T05:56:33Z","sha256":"85788b69e7f7638f14532434a83ae9451d7632b4d571927f0e9ca06629aa7c63","source_id":"us-ca","stale":false,"prev":"us-ca/fin-12317","next":"us-ca/fin-12319"},"notice":"GroundRules: Original legal text. Not legal advice."}