{"data":{"id":"us-ca/fin-1421","jurisdiction":"us-ca","citation":"FIN § 1421","heading":"","body":"(a) Prior to opening a deposit account a depository institution shall provide a written disclosure to the potential customer of its general policy with respect to when a customer may withdraw funds deposited by check or similar instrument into the customer’s deposit account.\n(b) A depository institution shall furnish its customers preprinted deposit slips, envelopes for automatic teller machine deposits, or other individual notice bearing a conspicuous summary statement of its general policy with respect to when a customer may withdraw funds deposited by check or similar instrument into the customer’s deposit account; and, in the case of a particular deposit by check or similar instrument into a deposit account for which funds may not be immediately available for withdrawal, provide specific notice of the time the customer may withdraw such funds.","path":["Financial Code - FIN","DIVISION 1.1. BANKING [1000. - 1910.]","CHAPTER 12. Deposits [1400. - 1440.]","ARTICLE 2. Disclosure of Delayed Availability Policy [1420. - 1429.]"],"source_url":"https://downloads.leginfo.legislature.ca.gov/pubinfo_2025.zip","current_through":"2026-09-13","vintage":"","retrieved_at":"2026-09-14T05:56:33Z","sha256":"30824c46cb60f9679643bb01725fd67d7606a6c09bcb3aaba7f80d9d8118793b","source_id":"us-ca","stale":false,"prev":"us-ca/fin-1420","next":"us-ca/fin-1422"},"notice":"GroundRules: Original legal text. Not legal advice."}