{"data":{"id":"us-ca/fin-22303","jurisdiction":"us-ca","citation":"FIN § 22303","heading":"","body":"Every licensee who lends any sum of money may contract for and receive charges at a rate not exceeding the sum of the following:\n(a) Two and one-half percent per month on that part of the unpaid principal balance of any loan up to, including, but not in excess of two hundred twenty-five dollars ($225).\n(b) Two percent per month on that portion of the unpaid principal balance in excess of two hundred twenty-five dollars ($225) up to, including, but not in excess of nine hundred dollars ($900).\n(c) One and one-half percent per month on that part of the unpaid principal balance in excess of nine hundred dollars ($900) up to, including, but not in excess of one thousand six hundred fifty dollars ($1,650).\n(d) One percent per month on any remainder of such unpaid balance in excess of one thousand six hundred fifty dollars ($1,650).\nThis section does not apply to any loan of a bona fide principal amount of two thousand five hundred dollars ($2,500) or more as determined in accordance with Section 22251.","path":["Financial Code - FIN","DIVISION 9. CALIFORNIA FINANCING LAW [22000. - 22780.1.]","CHAPTER 2. Consumer Loans [22200. - 22470.]","ARTICLE 3. Loan Regulations [22300. - 22347.]"],"source_url":"https://downloads.leginfo.legislature.ca.gov/pubinfo_2025.zip","current_through":"2026-09-13","vintage":"","retrieved_at":"2026-09-14T05:56:33Z","sha256":"8952a32afc8940aa852e66db5d64e917b9e4ad490293d80f9f8e3b343db26d9a","source_id":"us-ca","stale":false,"prev":"us-ca/fin-22302","next":"us-ca/fin-22304"},"notice":"GroundRules: Original legal text. Not legal advice."}