{"data":{"id":"us-ca/fin-22801","jurisdiction":"us-ca","citation":"FIN § 22801","heading":"","body":"This division does not apply to any of the following:\n(a) A provider that is a depository institution.\n(b) A provider that is a lender regulated under the federal Farm Credit Act (12 U.S.C. Sec. 2001 et seq.).\n(c) A commercial financing transaction secured by real property.\n(d) A commercial financing transaction in which the recipient is a dealer, as defined by Section 285 of the Vehicle Code, or an affiliate of such a dealer, or a vehicle rental company, or an affiliate of such a company, pursuant to a specific commercial financing offer or commercial open-end credit plan of at least fifty thousand dollars ($50,000), including any commercial loan made pursuant to such a commercial financing transaction.\n(e) Any person who makes no more than one commercial financing transaction in California in a 12-month period or any person who makes five or fewer commercial financing transactions in California in a 12-month period that are incidental to the business of the person relying upon the exemption.","path":["Financial Code - FIN","DIVISION 9.5. Commercial Financing Disclosures [22800. - 22807.]"],"source_url":"https://downloads.leginfo.legislature.ca.gov/pubinfo_2025.zip","current_through":"2026-09-13","vintage":"","retrieved_at":"2026-09-14T05:56:33Z","sha256":"b0f069126dc9c353f28a7f7f444bf7ce1162c6d8de02f060c96cfb848a8745b7","source_id":"us-ca","stale":false,"prev":"us-ca/fin-22800","next":"us-ca/fin-22802"},"notice":"GroundRules: Original legal text. Not legal advice."}