{"data":{"id":"us-ca/fin-4979.6","jurisdiction":"us-ca","citation":"FIN § 4979.6","heading":"","body":"A person who originates a covered loan shall not make a covered loan that finances points and fees in excess of one thousand dollars ($1,000) or 6 percent of the original principal balance, exclusive of points and fees, whichever is greater.","path":["Financial Code - FIN","DIVISION 1.7. COVERED LOANS [4970. - 4979.8.]","CHAPTER 3. Enforcement [4974. - 4979.8.]"],"source_url":"https://downloads.leginfo.legislature.ca.gov/pubinfo_2025.zip","current_through":"2026-09-13","vintage":"","retrieved_at":"2026-09-14T05:56:33Z","sha256":"398f78914916f3a46fe71b93258b89c2897e70207974d12f58a7764e7bde20f7","source_id":"us-ca","stale":false,"prev":"us-ca/fin-4979.5","next":"us-ca/fin-4979.7"},"notice":"GroundRules: Original legal text. Not legal advice."}