{"data":{"id":"us-ca/fin-4995.1","jurisdiction":"us-ca","citation":"FIN § 4995.1","heading":"","body":"Notwithstanding any other provision of law, the maximum amount of a prepayment penalty that may be imposed by a licensed person in connection with a higher-priced mortgage loan shall not exceed 2 percent of the principal balance prepaid, for prepayment of the loan during the first 12 months following loan consummation or 1 percent of the principal balance prepaid, for prepayment of the loan during the second 12 months following loan consummation.","path":["Financial Code - FIN","DIVISION 1.10. HIGHER-PRICED MORTGAGE LOANS [4995. - 4995.6.]"],"source_url":"https://downloads.leginfo.legislature.ca.gov/pubinfo_2025.zip","current_through":"2026-09-13","vintage":"","retrieved_at":"2026-09-14T05:56:33Z","sha256":"2be6d6cc3bd86302863da49d599d50d6e14d86f3042482204edb44d4df6edc63","source_id":"us-ca","stale":false,"prev":"us-ca/fin-4995","next":"us-ca/fin-4995.2"},"notice":"GroundRules: Original legal text. Not legal advice."}