{"data":{"id":"us-ca/fin-530","jurisdiction":"us-ca","citation":"FIN § 530","heading":"","body":"A bank or credit union subject to the examination authority of the commissioner shall not charge a consumer a nonsufficient funds fee, as defined in Section 521, when the consumer’s attempt to initiate a transaction is declined instantaneously or near instantaneously by the bank or credit union due to nonsufficient funds.","path":["Financial Code - FIN","DIVISION 1. FINANCIAL INSTITUTIONS [99. - 900.]","CHAPTER 5.5. Nonsufficient Funds Fees [530. - 530.]"],"source_url":"https://downloads.leginfo.legislature.ca.gov/pubinfo_2025.zip","current_through":"2026-09-13","vintage":"","retrieved_at":"2026-09-14T05:56:33Z","sha256":"dd29eed0a810142ba2ad644564bdd7143cfaccaa9f31c7bf9d12290554ed3e04","source_id":"us-ca","stale":false,"prev":"us-ca/fin-521","next":"us-ca/fin-550"},"notice":"GroundRules: Original legal text. Not legal advice."}