{"data":{"id":"us-ca/hsc-1358.146","jurisdiction":"us-ca","citation":"HSC § 1358.146","heading":"","body":"The following format shall be used for reporting loss ratio experience:\nMEDICARE SUPPLEMENT\nHEALTH CARE SERVICE PLAN\nCONTRACT EXPERIENCE EXHIBIT\nFor the year ended December 31, 20__.\nFor the State of California.\nOf the ____ health care service plan.\nAddress (City, State, and Zip Code) ____\nPerson Completing this Exhibit ____\nTo be filed by June 30th following the filing under Section 1358.14 of the Health and Safety Code.\nCosts for Health Care Services\nPrepaid or Percentage\nPeriodic of Prepaid\nCharges or Periodic\nClassification Earned Amount Charges Earned\nExperience on Individual Plan Contracts 1. Contracts issued through 20__ Reporting State Nationwide 2. Contracts issued after 20__ Reporting State Nationwide Experience on Group Plan Contracts 1. Contracts Issued through 20__ Reporting State Nationwide 2. Contracts Issued after 20__ Reporting State Nationwide The undersigned officer hereby certifies that the company named above has complied with the requirements contained in the federal Omnibus Budget Reconciliation Act of 1987, Section 4081. Signature Title and name (please type)\nINSTRUCTIONS FOR COMPLETING MEDICARE SUPPLEMENT HEALTH CARE SERVICE PLAN CONTRACT EXPERIENCE EXHIBIT\n1. Experience on plan contracts issued more than three years prior to the reporting year should be shown separately as indicated on the form. For example, for the reporting year ended 12/31/88 (filed on June 30, 1989), experience on plan contracts issued in 1985 and prior should be shown separately from that of plan contracts issued in 1986 and later. For group coverage, the year of issue should be based on when the contract was issued if available; otherwise use the master plan contract year of issue.\n2. Allocation of reserves on a state-by-state basis should be on sound actuarial principles and be consistent from year to year.\n3. Membership or plan contract fees, if any, constitute, and should be included with, prepaid or periodic charges earned. Earned prepaid or periodic charges may be shown on an annual basis net of loadings for nonannual modes.\n4. Mass marketing group coverage subject to individual loss ratio standards should be included with individual plan contracts.\n5. Any dividends paid to subscribers should be included with costs for health care.\n6. Neither costs for health care services nor earned prepaid or periodic charges should be adjusted for changes in plan contract (additional) reserves.\nDEFINITIONS\nFor purposes of this form:\n1. “Costs for health care services” means payment for health care services plus the increase in claim reserves. Claim reserves include only those unpaid liabilities for claims that have already been incurred. Costs for health care services in this exhibit do not include plan contract additional reserves.","path":["Health and Safety Code - HSC","DIVISION 2. LICENSING PROVISIONS [1200. - 1796.88.]","CHAPTER 2.2. Health Care Service Plans [1340. - 1399.874.]","ARTICLE 3.5. Additional Requirements for Medicare Supplement Contracts [1358.1. - 1358.24.]"],"source_url":"https://downloads.leginfo.legislature.ca.gov/pubinfo_2025.zip","current_through":"2026-09-13","vintage":"","retrieved_at":"2026-09-14T05:56:33Z","sha256":"edf4ff79a360b4f670dd1a86d34fdfd47d679312641726088505b92c8b47c569","source_id":"us-ca","stale":false,"prev":"us-ca/hsc-1358.145","next":"us-ca/hsc-1358.15"},"notice":"GroundRules: Original legal text. Not legal advice."}