{"data":{"id":"us-ca/hsc-51175","jurisdiction":"us-ca","citation":"HSC § 51175","heading":"","body":"Except as provided in this article, the agency shall not make construction loans or first mortgage loans for the purpose of financing owner-occupied residential structures unless those loans are made through a qualified mortgage lender.","path":["Health and Safety Code - HSC","DIVISION 31. HOUSING AND HOME FINANCE [50000. - 54949.]","PART 3. CALIFORNIA HOUSING FINANCE AGENCY [50900. - 51532.]","CHAPTER 5. Financing of Housing Developments and Residential Structures [51100. - 51252.]","ARTICLE 4. Lender of Last Resort [51175. - 51177.]"],"source_url":"https://downloads.leginfo.legislature.ca.gov/pubinfo_2025.zip","current_through":"2026-09-13","vintage":"","retrieved_at":"2026-09-14T05:56:33Z","sha256":"cc0e4b7e384efd620ddc83defdc82ef618530880545085327269c0d51d99787d","source_id":"us-ca","stale":false,"prev":"us-ca/hsc-51153","next":"us-ca/hsc-51176"},"notice":"GroundRules: Original legal text. Not legal advice."}