{"data":{"id":"us-ca/ins-10232.5","jurisdiction":"us-ca","citation":"INS § 10232.5","heading":"","body":"On or after January 1, 1990, no long-term care insurance policy may be delivered or issued for delivery in this state which does any of the following:\n(a) Preconditions the availability of benefits on prior hospitalization.\n(b) Conditions eligibility for benefits provided in an institutional care setting on the receipt of a higher level of institutional care.\n(c) Preconditions the availability of benefits for community-based care, home health care, or home care on prior institutionalization.\n(d) Conditions eligibility for noninstitutional benefits, other than those in subdivision (c), on a prior institutional stay of more than 30 days.","path":["Insurance Code - INS","DIVISION 2. CLASSES OF INSURANCE [1880. - 12880.8.]","PART 2. LIFE AND DISABILITY INSURANCE [10110. - 11549.]","CHAPTER 2.6. Long-Term Care Insurance [10231. - 10237.6.]","ARTICLE 3. General Provisions [10232. - 10233.8.]"],"source_url":"https://downloads.leginfo.legislature.ca.gov/pubinfo_2025.zip","current_through":"2026-09-13","vintage":"","retrieved_at":"2026-09-14T05:56:33Z","sha256":"b259c7803bd448ee7a2e4501a2badb9c9ce2b3253f6e38cebba48f93e32600df","source_id":"us-ca","stale":false,"prev":"us-ca/ins-10232.4","next":"us-ca/ins-10232.6"},"notice":"GroundRules: Original legal text. Not legal advice."}