{"data":{"id":"us-ca/ins-10232.97","jurisdiction":"us-ca","citation":"INS § 10232.97","heading":"","body":"In every long-term care policy or certificate that covers care in a nursing facility, the threshold establishing eligibility for nursing facility care shall be no more restrictive than a provision that the insured will qualify if either one of two criteria are met:\n(a) Impairment in two activities of daily living.\n(b) Impairment in cognitive ability.","path":["Insurance Code - INS","DIVISION 2. CLASSES OF INSURANCE [1880. - 12880.8.]","PART 2. LIFE AND DISABILITY INSURANCE [10110. - 11549.]","CHAPTER 2.6. Long-Term Care Insurance [10231. - 10237.6.]","ARTICLE 3. General Provisions [10232. - 10233.8.]"],"source_url":"https://downloads.leginfo.legislature.ca.gov/pubinfo_2025.zip","current_through":"2026-09-13","vintage":"","retrieved_at":"2026-09-14T05:56:33Z","sha256":"7402b401ec42bf8f221e669ad8161a85dad23b5bb9c02f94cf834270ab815bf5","source_id":"us-ca","stale":false,"prev":"us-ca/ins-10232.96","next":"us-ca/ins-10233"},"notice":"GroundRules: Original legal text. Not legal advice."}