{"data":{"id":"us-ca/ins-10233","jurisdiction":"us-ca","citation":"INS § 10233","heading":"","body":"Precedent to the payment of benefits for any care covered by the terms of the policy, any insurer offering long-term care insurance as described in Section 10231.2 may obtain a written declaration by a physician, independent needs assessment agency, or any other source of independent judgment suitable to the insurer that services are necessary.","path":["Insurance Code - INS","DIVISION 2. CLASSES OF INSURANCE [1880. - 12880.8.]","PART 2. LIFE AND DISABILITY INSURANCE [10110. - 11549.]","CHAPTER 2.6. Long-Term Care Insurance [10231. - 10237.6.]","ARTICLE 3. General Provisions [10232. - 10233.8.]"],"source_url":"https://downloads.leginfo.legislature.ca.gov/pubinfo_2025.zip","current_through":"2026-09-13","vintage":"","retrieved_at":"2026-09-14T05:56:33Z","sha256":"026742c1ca48551d1c727e6ce56166eb1ae513e7a874c3bc8ce4e4099c8bf9dd","source_id":"us-ca","stale":false,"prev":"us-ca/ins-10232.97","next":"us-ca/ins-10233.2"},"notice":"GroundRules: Original legal text. Not legal advice."}