{"data":{"id":"us-ca/ins-10237.3","jurisdiction":"us-ca","citation":"INS § 10237.3","heading":"","body":"The offer in Section 10237.1 shall not be required of any of the following:\n(a) Life insurance policies or riders containing accelerated long-term care benefits.\n(b) Expense incurred long-term care insurance policies. For purposes of this subdivision, “expense incurred” does not include policies paying a certain percentage of reasonable and customary charges up to a specified, indemnity-type maximum amount.","path":["Insurance Code - INS","DIVISION 2. CLASSES OF INSURANCE [1880. - 12880.8.]","PART 2. LIFE AND DISABILITY INSURANCE [10110. - 11549.]","CHAPTER 2.6. Long-Term Care Insurance [10231. - 10237.6.]","ARTICLE 5. Inflation Escalator and Benefit Increases [10237. - 10237.6.]"],"source_url":"https://downloads.leginfo.legislature.ca.gov/pubinfo_2025.zip","current_through":"2026-09-13","vintage":"","retrieved_at":"2026-09-14T05:56:33Z","sha256":"bca1cab9ded725f1f2400528c84ea56db7a16a10beb1d341065af1eeb1f82a1c","source_id":"us-ca","stale":false,"prev":"us-ca/ins-10237.2","next":"us-ca/ins-10237.4"},"notice":"GroundRules: Original legal text. Not legal advice."}