{"data":{"id":"us-ca/ins-10237.5","jurisdiction":"us-ca","citation":"INS § 10237.5","heading":"","body":"(a) An inflation protection provision that increases benefit levels annually in a manner so that the increases are compounded annually at a rate not less than 5 percent shall be included in a long-term care insurance policy unless an insurer obtains a rejection of inflation protection signed by the policyholder.\n(b) The rejection, to be included in the application or on a separate form, shall state:\n“I have reviewed the outline of coverage and the graphs that compare the benefits and premiums of this policy with and without inflation protection. Specifically, I have reviewed the plan, and I reject 5 percent annual compound inflation protection.\nSignature of Applicant Date”","path":["Insurance Code - INS","DIVISION 2. CLASSES OF INSURANCE [1880. - 12880.8.]","PART 2. LIFE AND DISABILITY INSURANCE [10110. - 11549.]","CHAPTER 2.6. Long-Term Care Insurance [10231. - 10237.6.]","ARTICLE 5. Inflation Escalator and Benefit Increases [10237. - 10237.6.]"],"source_url":"https://downloads.leginfo.legislature.ca.gov/pubinfo_2025.zip","current_through":"2026-09-13","vintage":"","retrieved_at":"2026-09-14T05:56:33Z","sha256":"9c4ba5966e7ad0d87f35b20eb5fe4d0c68ba9e640bb2891ba0ddf05351968268","source_id":"us-ca","stale":false,"prev":"us-ca/ins-10237.4","next":"us-ca/ins-10237.6"},"notice":"GroundRules: Original legal text. Not legal advice."}