{"data":{"id":"us-ca/ins-10237.6","jurisdiction":"us-ca","citation":"INS § 10237.6","heading":"","body":"(a) An insurer shall include the following information in or with the outline of coverage:\n(1) A graphic comparison of the benefit levels of a policy that increases benefits at a compounded annual rate of not less than 5 percent over the policy period with a policy that does not increase benefits. The graphic comparison shall show benefit levels over at least a 20-year period.\n(2) Any expected premium increases or additional premiums to pay for automatic or optional benefit increases.\n(b) An insurer may use a reasonable hypothetical or graphic demonstration for purposes of this disclosure.","path":["Insurance Code - INS","DIVISION 2. CLASSES OF INSURANCE [1880. - 12880.8.]","PART 2. LIFE AND DISABILITY INSURANCE [10110. - 11549.]","CHAPTER 2.6. Long-Term Care Insurance [10231. - 10237.6.]","ARTICLE 5. Inflation Escalator and Benefit Increases [10237. - 10237.6.]"],"source_url":"https://downloads.leginfo.legislature.ca.gov/pubinfo_2025.zip","current_through":"2026-09-13","vintage":"","retrieved_at":"2026-09-14T05:56:33Z","sha256":"b681d2ebd46c8beb682673d55f28c096b89e6f2d6927b5d4571984608b0afd64","source_id":"us-ca","stale":false,"prev":"us-ca/ins-10237.5","next":"us-ca/ins-10240"},"notice":"GroundRules: Original legal text. Not legal advice."}