{"data":{"id":"us-ca/ins-10295.19","jurisdiction":"us-ca","citation":"INS § 10295.19","heading":"","body":"A policy, certificate, rider, or endorsement shall include a provision giving the policyholder or certificate holder the right to appeal to the insurer a decision regarding benefit eligibility.","path":["Insurance Code - INS","DIVISION 2. CLASSES OF INSURANCE [1880. - 12880.8.]","PART 2. LIFE AND DISABILITY INSURANCE [10110. - 11549.]","CHAPTER 4. Standard Provisions in Disability Policies [10270. - 10402.1.]","ARTICLE 2.1. Accelerated Death Benefits [10295. - 10295.19.]"],"source_url":"https://downloads.leginfo.legislature.ca.gov/pubinfo_2025.zip","current_through":"2026-09-13","vintage":"","retrieved_at":"2026-09-14T05:56:33Z","sha256":"e606e28949f13d2955505199ea9bf2faa22c8bc397f4628a5a835701f5519e58","source_id":"us-ca","stale":false,"prev":"us-ca/ins-10295.18","next":"us-ca/ins-10320"},"notice":"GroundRules: Original legal text. Not legal advice."}