{"data":{"id":"us-ca/ins-10607","jurisdiction":"us-ca","citation":"INS § 10607","heading":"","body":"In addition to the other disclosures required by this chapter, every insurer and their employees or agents shall, when presenting a plan for examination or sale to any individual or the representative of a group consisting of 25 or fewer individuals, disclose in writing the ratio of incurred claims to earned premiums (loss-ratio) for the insurer’s preceding calendar year. This section shall become operative on March 1, 1991, in order to allow insurers time to comply with its provisions.","path":["Insurance Code - INS","DIVISION 2. CLASSES OF INSURANCE [1880. - 12880.8.]","PART 2. LIFE AND DISABILITY INSURANCE [10110. - 11549.]","CHAPTER 7. Disability Insurance Disclosure [10600. - 10609.]"],"source_url":"https://downloads.leginfo.legislature.ca.gov/pubinfo_2025.zip","current_through":"2026-09-13","vintage":"","retrieved_at":"2026-09-14T05:56:33Z","sha256":"08538da9a86f7691bb979c6bca6fc4eab3fdadf88ff0be1da051b2d59d0a2e85","source_id":"us-ca","stale":false,"prev":"us-ca/ins-10606","next":"us-ca/ins-10608"},"notice":"GroundRules: Original legal text. Not legal advice."}